The Finest Journey Insurance coverage on your Caribbean Trip

luggage Travel Insurance

With temperatures quickly dropping, wanderlust is definitely kicking in. When you’re on the lookout for a winter-sun vacation spot, why not travel to the Caribbean? The varied islands be certain that everybody can have a good time with a smile on their face! Do you’re keen on wildlife and jungle terrain? Try Costa Rica’s Caribbean coast! If white seashores and fixed sunshine are extra your pace, travel to Cuba for a wealthy historical past lesson and nice climate. Regardless of which nation you select to go to, it’s essential to pack your travel insurance alongside along with your bathing go well with. Learn on to seek out out which protection is greatest for you!

Tip: Are you Canadian? Excellent news – many Caribbean locations don’t require a visa!

Your Information to Journey Insurance coverage for the Caribbean

Emergency Medical

Travelling is the proper alternative to strive one thing new. Whether or not you’re consuming native road meals or occurring a loopy journey, it’s essential to guard your self in case a scenario goes awry. Search for a strong emergency medical plan and don’t overlook your provincial well being plan doesn’t cowl additional charges, similar to:

• Return of your automobile
• Prescriptions
• Dwelling/personal nursing
• Medical tools leases
• Flying relations to your bedside
• X-rays
• Physician’s visits
• Hospitalization
• Emergency air transportation

Tip: If you find yourself in a hospital, let the medical staff know that you’ve got travel insurance. In most eventualities, it will get you right into a personal hospital as a result of they know the payments might be coated. Not solely will the amenities be higher, however you’ll probably obtain higher remedy – win win!

Baggage Insurance coverage

Don’t get caught having to purchase clothes from vacationer retailers out of pocket. Use baggage insurance to cowl the necessities you want if something is to go lacking in your journey.

Don’t lose your bag to the unknown, buy baggage insurance instead.
Spend money on baggage insurance in case your baggage is misplaced, broken or delayed on the airport

TuGo’s elective baggage insurance covers Canadian residents travelling outdoors of their dwelling province. Right here’s what we cowl:

Protection TuGo Journey Insurance coverage
Fee for misplaced, broken, destroyed or stolen baggage and private results, anyplace on the earth, on water, land or within the air
Protection for stolen forex as a consequence of theft or theft, as much as the profit restrict of $100
Fee for private requirements in case your baggage
is delayed, as much as the profit restrict of $200

Sports activities & Actions Optionally available Coverages

Are scuba diving, zip lining or different enjoyable actions in your bucket record? Be sure you’re coated with certainly one of TuGo’s sports activities & actions elective coverages! Commonest sports activities might be included underneath your emergency medical plan, however there are some that want additional protection. For instance, should you’re skydiving to expertise breathtaking views of the islands, you’ll want the Journey Sports activities possibility for the very best protection. Examine which sport is roofed underneath which plan right here! Have extra questions? Contact us or remark under to allow us to assist you out!

Journey Cancellation & Journey Interruption Insurance coverage

Travelling is filled with surprises – some higher than others. If an sudden occasion occurs, similar to a pure catastrophe, lack of a job, demise of a member of the family or a private medical scenario that requires you to cancel your journey, Journey Cancellation & Journey Interruption Insurance coverage will shield the monetary funding you’ve made on your journey. Surprising pure disasters and ailments are simply two of the various causes that stress the significance of travel insurance.

Protect yourself from hurricanes with trip cancellation & trip interruption insurance.
Sadly, pure disasters can occur. Be sure you have Journey Cancellation & Journey Interruption Insurance coverage to guard you in case you’re caught in a hurricane.

Hurricane season happens between June 1 and November 30, with peak months often from August to October. When you’re vacationing throughout these months, be ready with the best non-medical plan in case a hurricane travel advisory is in impact earlier than you permit, forcing you to cancel or interrupt your journey.

Involved in regards to the Zika virus? When you’re pregnant or need to change into pregnant, do your analysis to seek out out which international locations within the Caribbean to steer clear from. Try the Authorities of Canada’s Journey Recommendation and Advisories web page or The Facilities for Illness Management and Prevention for added data.

When you’ve already booked your journey and a proper travel advisory to keep away from all travel or keep away from non-essential travel to your vacation spot is in impact after the actual fact, it’s possible you’ll be coated underneath our Journey Cancellation & Journey Interruption plan, should you’ve bought it.

Tip: Travelling to a Zika-affected nation? Prepared about our three tricks to keep away from mosquito bites!

All-Inclusive Resort

Many Caribbean islands supply all-inclusive resorts which have every part you may probably want, multi function spot – together with alcohol. Drink responsibly once you’re away as booze and travel insurance don’t combine. Not solely might your declare be denied if alcohol is concerned, however it may be detrimental to your well being. Do you know that binge consuming might make your coronary heart might skip a beat? It’s known as vacation coronary heart syndrome, which is an irregular heartbeat in an in any other case wholesome individual. Be sure you perceive your travel insurance coverage so that you’re not caught paying the medical invoice your self.

Info to Know Earlier than You Go

Your island of alternative will in all probability rely upon what kind of trip you need. Some islands are extra distant with numerous adventurous actions, whereas others are seaside oases with fashionable resorts, eating places and retailers. Resolve in your pursuits and decide the island from there. Together with discovering the island that’s made for you, it’s essential to know the entry and exit necessities so as to arrive ready. Use the chart under to grasp what you could arrive at your vacation spot and travel again dwelling safely. For extra data, go to the Authorities of Canada Journey Recommendation and Advisories web page.

Tip: On the lookout for offers? Journey packages will probably be provided for the extra well-liked locations. However be warned, the tradeoff may very well be a costlier island stuffed with vacationers.

Nation Entry Necessities Departure Tax Travelling with kids Different
Aruba • Well being Insurance coverage (travel insurance that features well being insurance)
• Return or onward ticket
• Proof of adequate funds
upon departure, included in airline
ticket value
Particular documentation • Embarkation and Disembarkation card
(ED-card) have to be accomplished upon reserving your travel
• Yellow fever vaccination
Barbados • Onward or return ticket
• Meant tackle
Included in airline ticket Particular documentation Yellow fever vaccination
Cayman Islands Want a sound photograph ID (driver’s license) and proof of citizenship (start certificates) provided that
travelling by direct flight from Canada. All different eventualities require a passport.
N/A Particular documentation • Yellow fever vaccination
• Suggested to convey a passport in all conditions
Cuba • Well being Insurance coverage (insurance coverage,
insurance certificates, medical help card accepted)
• Onward or return ticket
• Proof of adequate funds
25 CUC
(could also be included in airline ticket price)
Particular documentation • Can’t depart nation with excellent medical payments
• Vacationer card
• Yellow fever vaccination
Dominican Republic Return airline ticket US$20 Particular documentation • Drug screening,
• Register biometrics (fingerprints and facial scan)
• Vacationer card (US$10)
• Yellow fever vaccination
Jamaica • Onward or return ticket
• Proof of adequate funds
C$20 Particular documentation Yellow fever vaccination
Saint Vincent and the Grenadines • Return airline ticket
• Proof of adequate funds
40 Jap Caribbean money Particular documentation Yellow fever vaccination
Turks and Caicos
• Return ticket
• Want a sound photograph
ID (driver’s license) and proof of citizenship (start certificates) provided that
travelling by direct flight from Canada. All different eventualities require a passport
N/A Particular documentation • Suggested to convey a passport in all conditions
• Yellow fever vaccination

From a fast dose of Vitamin-D to spending Christmas on the seaside, the Caribbean islands are nice sunny locations to go to this winter! Pair the sunshine and adventures with the best travel insurance plan and also you’re sure for a memorable journey.

The place’s your favorite Caribbean vacation spot? Tell us within the feedback under!

Completely happy sun-soaking trip,